both laws are flawed in my view. i want your feedback because we all know that 80% of our medical issues are tied to personal behavior to if i'm a smoker, if i drink, my recovery rates or readmission rates are higher for somebody whoa gets up and drinks a green tea and eats oatmeal. there's a difference. hospitals and providers, if i was a provider, and i knew i was going to be penalized, i would profile to see what your lifestyle is like. if it didn't suit healthy lifestyles, i only want to treat the healthy people. >> host: thank you, john, does that come into play in the massachusetts law? >> guest: well, not really. i mean, the -- one of the concerns was that insurers or health care providers could pick and choose their patients, and that's why they said everybody has to have insurance so everybody has access to care. it won't work if we can pick and choose. that's the basis of the individual mandate. just a couple of notes on what john was saying. about personal behavior, yesterday i did an article for "the bost